For professionals only
Growing a business requires resources: buying equipment, renovating premises, taking over a business, or covering cash flow needs. Getting professional financing on good terms is not always easy, especially for a self-employed person or a young company.
LC Credins helps you prepare a solid file and presents it to several lenders to find the most advantageous solution.
What this solution covers
- Investment loans for equipment, vehicles or premises
- Cash-flow loans and credit lines
- Professional real-estate loans
- Business takeover financing
- Loans for startups and self-employed people
- Advice on related guarantees and insurance
Who is it for?
Our solutions are aimed at self-employed individuals, liberal professions, private limited companies and SMEs of all sectors, whether in a launch or growth phase.
How we compare offers
As an independent digital broker, LC Credins is not tied to any insurer. For your business loan, we put several offers side by side and compare them on objective criteria: scope of cover, insured amounts, deductibles, exclusions, waiting periods, claim-handling quality and total cost over time. You receive a simple, jargon-free summary with our reasoned recommendation. Our goal is twofold: to save you time and to help you achieve a real saving, without sacrificing the quality of your cover.
The process, step by step
1. Your request online
You fill in our quote form in a few minutes and attach your ID card and, if possible, your tax assessment notice (avertissement-extrait de rôle) or the company’s latest balance sheet. No appointment is needed: everything is done online, at your own pace.
2. Analysis of your situation
An LC Credins advisor reviews your file, checks your actual needs, and contacts you if any information is missing. We only propose what is genuinely useful to you.
3. Comparing the offers
We approach several partner insurers and institutions, then compare cover, deductibles, exclusions and total cost — not just the advertised premium.
4. Signing and follow-up
You receive a clear recommendation, usually within 24 business hours. After signing, we remain your single point of contact for changes and claims.
Frequently asked questions
What documents are needed?
An ID card is mandatory. The latest balance sheet or the tax assessment notice greatly speeds up the review.
Can a startup get a loan?
Yes, with a credible financial plan. We can also point you towards public guarantee schemes.
What is the term for an investment loan?
The term generally follows the economic lifespan of the financed asset, often 3 to 10 years for equipment.
Is it better to take a loan or leasing?
This depends on your tax and accounting situation. We compare both solutions for you.
Ready to save?
Free, no-obligation quote, reply within 24 business hours.