A mistake, an oversight or an accident linked to your activity can cause significant damage to a client or a third party. Professional liability insurance covers these compensation claims and protects your company’s assets. For certain professions, such as construction trades or intellectual professions, it is even mandatory.
LC Credins analyses your exact activity to offer you tailor-made cover — neither too broad nor insufficient.
What this solution covers
- Operational liability: damage caused to third parties during the activity
- Professional liability: mistakes, errors or negligence in your services
- Liability after delivery or after completed work
- Bodily, material and immaterial damage
- Legal defence and procedural costs
- Ten-year liability insurance for construction contractors
Who is it for?
We support self-employed people, liberal professions, craftsmen, construction companies, shops and SMEs. To prepare a quote, we need an accurate description of your activities, the number of people in the company and your annual turnover.
How we compare offers
As an independent digital broker, LC Credins is not tied to any insurer. For your professional liability insurance, we put several offers side by side and compare them on objective criteria: scope of cover, insured amounts, deductibles, exclusions, waiting periods, claim-handling quality and total cost over time. You receive a simple, jargon-free summary with our reasoned recommendation. Our goal is twofold: to save you time and to help you achieve a real saving, without sacrificing the quality of your cover.
The process, step by step
1. Your request online
You fill in our quote form in a few minutes and attach your ID card and your current contract if you have one. No appointment is needed: everything is done online, at your own pace.
2. Analysis of your situation
An LC Credins advisor reviews your file, checks your actual needs, and contacts you if any information is missing. We only propose what is genuinely useful to you.
3. Comparing the offers
We approach several partner insurers and institutions, then compare cover, deductibles, exclusions and total cost — not just the advertised premium.
4. Signing and follow-up
You receive a clear recommendation, usually within 24 business hours. After signing, we remain your single point of contact for changes and claims.
Frequently asked questions
Is professional liability insurance mandatory?
It is mandatory for several regulated professions and for contractors in the construction sector. For others, it is strongly recommended.
Why do you ask for my turnover?
Turnover and the number of employees allow insurers to assess the scale of the risk and therefore the premium.
What is the difference between operational liability and professional liability?
Operational liability covers accidents during the activity, while professional liability covers mistakes made in carrying out your services.
Can I insure several activities under a single contract?
Yes, as long as each one is precisely described. That is why we ask you for the exact list of your activities.
Ready to save?
Free, no-obligation quote, reply within 24 business hours.